@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@400;500;600;700&family=Inter:wght@300;400;500;600;700&display=swap');

:root {
  --ink:       #0c0f1a;
  --navy:      #1a2744;
  --navy-dark: #111827;
  --gold:      #b8892a;
  --gold2:     #d4a843;
  --gold3:     #e8b84b;
  --cream:     #faf8f4;
  --parchment: #f3ede3;
  --white:     #ffffff;
  --muted:     #4b5563;
  --muted2:    #374151;
  --border:    #ddd5c8;
  --light-bg:  #f7f3ed;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', sans-serif;
  background: var(--cream);
  color: var(--navy);
  font-size: 16px;
  line-height: 1.6;
}

/* ── TOP BAR ── */
.topbar {
  background: var(--navy-dark);
  padding: 9px 6%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: .75rem;
  color: #c8d4e8;
  letter-spacing: .4px;
}
.topbar a { color: var(--gold3); text-decoration: none; font-weight: 500; }
.topbar a:hover { text-decoration: underline; }
.topbar-right { display: flex; gap: 24px; }

/* ── NAV ── */
nav {
  background: var(--white);
  position: sticky;
  top: 0;
  z-index: 900;
  box-shadow: 0 2px 16px rgba(0,0,0,.1);
  border-bottom: 2px solid var(--gold);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 6%;
}
.brand { text-decoration: none; display: flex; flex-direction: column; padding: 13px 0; }
.brand-name {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.45rem;
  color: var(--navy);
  font-weight: 700;
  letter-spacing: 1px;
  line-height: 1.1;
}
.brand-tag {
  font-size: .58rem;
  letter-spacing: 2.5px;
  color: var(--muted);
  text-transform: uppercase;
  margin-top: 2px;
}
.nav-links { display: flex; list-style: none; }
.nav-links a {
  display: block;
  padding: 18px 13px;
  color: var(--muted2);
  text-decoration: none;
  font-size: .78rem;
  letter-spacing: .5px;
  text-transform: uppercase;
  font-weight: 600;
  transition: color .2s;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
}
.nav-links a:hover { color: var(--navy); border-bottom-color: var(--gold); }
.nav-cta {
  background: var(--gold) !important;
  color: var(--white) !important;
  padding: 9px 20px !important;
  border-radius: 3px !important;
  font-weight: 700 !important;
  margin-left: 8px;
  border-bottom: none !important;
}
.nav-cta:hover { background: var(--gold2) !important; }

/* ── HERO (dark sections stay dark but with better text) ── */
.hero {
  background: linear-gradient(125deg, var(--navy-dark) 0%, #1a2d48 55%, #0e1e34 100%);
  padding: 88px 6% 80px;
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: '';
  position: absolute;
  right: -80px; top: -80px;
  width: 520px; height: 520px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212,168,67,.1) 0%, transparent 70%);
  pointer-events: none;
}
.hero-inner { position: relative; z-index: 1; max-width: 780px; }
.hero-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(212,168,67,.15);
  border: 1px solid rgba(212,168,67,.4);
  color: var(--gold3);
  font-size: .7rem;
  letter-spacing: 3px;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 2px;
  margin-bottom: 22px;
}
.hero h1 {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(2.4rem, 5.5vw, 4.2rem);
  color: #ffffff;
  font-weight: 700;
  line-height: 1.1;
  margin-bottom: 18px;
}
.hero h1 em { color: var(--gold3); font-style: normal; }
.hero-sub {
  color: #c8d8ea;
  font-size: 1.05rem;
  max-width: 620px;
  line-height: 1.8;
  margin-bottom: 36px;
}
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; }
.btn-primary {
  background: var(--gold);
  color: #ffffff;
  padding: 13px 30px;
  border-radius: 3px;
  text-decoration: none;
  font-weight: 700;
  font-size: .9rem;
  letter-spacing: .3px;
  transition: background .2s, transform .15s;
  display: inline-block;
}
.btn-primary:hover { background: var(--gold2); transform: translateY(-1px); }
.btn-secondary {
  border: 1.5px solid rgba(255,255,255,.4);
  color: #e8f0f8;
  padding: 13px 30px;
  border-radius: 3px;
  text-decoration: none;
  font-size: .9rem;
  font-weight: 500;
  transition: border-color .2s, color .2s;
  display: inline-block;
}
.btn-secondary:hover { border-color: var(--gold3); color: var(--gold3); }
.hero-kpi {
  display: flex;
  gap: 44px;
  margin-top: 52px;
  padding-top: 40px;
  border-top: 1px solid rgba(255,255,255,.12);
  flex-wrap: wrap;
}
.kpi-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 2.4rem;
  color: var(--gold3);
  font-weight: 700;
  line-height: 1;
}
.kpi-label {
  font-size: .7rem;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: #8daac8;
  margin-top: 5px;
}

/* ── TICKER ── */
.ticker {
  background: var(--gold);
  overflow: hidden;
  white-space: nowrap;
  padding: 9px 0;
}
.ticker-track {
  display: inline-flex;
  animation: tick 35s linear infinite;
}
.ticker-track span {
  padding: 0 36px;
  font-size: .74rem;
  font-weight: 700;
  color: #fff;
  text-transform: uppercase;
  letter-spacing: .8px;
}
.ticker-track span::after { content: '◆'; margin-left: 36px; font-size: .55rem; opacity: .7; }
@keyframes tick { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ── SECTION BASE ── */
.section { padding: 86px 6%; }
.section-alt { background: var(--light-bg); }

/* Dark section — explicit light text */
.section-dark {
  background: var(--navy-dark);
  color: #e0e8f2;
}
.section-dark h2,
.section-dark h3,
.section-dark h4,
.section-dark .section-title { color: #ffffff; }
.section-dark p,
.section-dark li { color: #c0cfe0; }

.eyebrow {
  font-size: .68rem;
  letter-spacing: 4px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 10px;
}
.section-dark .eyebrow { color: var(--gold3); }

.section-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(1.9rem, 3.5vw, 3rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.15;
  margin-bottom: 14px;
}
.section-dark .section-title { color: #ffffff; }

.section-lead {
  color: var(--muted);
  font-size: 1rem;
  max-width: 660px;
  line-height: 1.75;
  margin-bottom: 52px;
}
.section-dark .section-lead { color: #8daac8; }

/* ── SERVICES GRID ── */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(290px, 1fr));
  gap: 22px;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 32px 26px;
  position: relative;
  overflow: hidden;
  transition: box-shadow .25s, transform .25s;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 100%; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold3));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s;
}
.service-card:hover { box-shadow: 0 10px 40px rgba(0,0,0,.1); transform: translateY(-3px); }
.service-card:hover::before { transform: scaleX(1); }
.svc-icon { font-size: 1.9rem; margin-bottom: 14px; }
.service-card h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.22rem;
  color: var(--navy);
  font-weight: 700;
  margin-bottom: 8px;
}
.service-card p { color: var(--muted); font-size: .87rem; line-height: 1.7; }
.svc-link {
  display: inline-block;
  margin-top: 14px;
  color: var(--gold);
  font-size: .76rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .6px;
  text-decoration: none;
}
.svc-link:hover { color: var(--gold2); text-decoration: underline; }

/* ── STATE CARDS (dark bg grid) ── */
.states-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(210px, 1fr));
  gap: 14px;
  margin-top: 48px;
}
.state-card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(212,168,67,.2);
  border-radius: 3px;
  padding: 22px 18px;
  text-decoration: none;
  display: block;
  transition: background .2s, border-color .2s, transform .2s;
}
.state-card:hover {
  background: rgba(212,168,67,.12);
  border-color: var(--gold3);
  transform: translateY(-3px);
}
.state-card h4 {
  color: var(--gold3);
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.08rem;
  font-weight: 700;
  margin-bottom: 5px;
}
.state-card p { color: #a0b8d0; font-size: .76rem; line-height: 1.5; }
.state-card .arrow {
  display: inline-block;
  margin-top: 10px;
  color: var(--gold3);
  font-size: .7rem;
  letter-spacing: 1px;
  text-transform: uppercase;
  opacity: .8;
}

/* ── TWO / THREE COL ── */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; align-items: start; }
.three-col { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 24px; }

/* ── INFO BOX (light) ── */
.info-box {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 28px 30px;
  margin-bottom: 22px;
}
.info-box h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.15rem;
  color: var(--navy);
  font-weight: 700;
  margin-bottom: 14px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--border);
}
.info-box ul { list-style: none; }
.info-box ul li {
  display: flex;
  gap: 10px;
  padding: 9px 0;
  border-bottom: 1px solid #f0ebe2;
  color: var(--muted2);
  font-size: .88rem;
  line-height: 1.55;
}
.info-box ul li:last-child { border-bottom: none; }
.info-box ul li::before { content: '▸'; color: var(--gold); font-size: .8rem; flex-shrink: 0; margin-top: 2px; }
.info-box p { color: var(--muted2); font-size: .9rem; line-height: 1.75; }

/* Info box dark variant */
.info-box-dark {
  background: var(--navy);
  border: 1px solid rgba(212,168,67,.2);
  border-radius: 4px;
  padding: 28px 30px;
  margin-bottom: 22px;
}
.info-box-dark h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.15rem;
  color: var(--gold3);
  font-weight: 700;
  margin-bottom: 14px;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.info-box-dark p { color: #b0c8e0; font-size: .9rem; line-height: 1.75; }

/* ── CONTACT SIDEBAR ── */
.contact-box {
  background: var(--navy);
  border-radius: 4px;
  padding: 30px;
  position: sticky;
  top: 80px;
}
.contact-box h3 {
  font-family: 'Cormorant Garamond', serif;
  color: var(--gold3);
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 22px;
}
.contact-row {
  display: flex;
  align-items: flex-start;
  gap: 11px;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255,255,255,.08);
  font-size: .88rem;
  color: #b0c8e0;
}
.contact-row:last-of-type { border-bottom: none; }
.contact-row a { color: var(--gold3); text-decoration: none; font-weight: 500; }
.contact-row a:hover { text-decoration: underline; }
.contact-cta {
  background: var(--gold);
  border-radius: 3px;
  padding: 18px;
  text-align: center;
  margin-top: 20px;
}
.contact-cta p { color: #ffffff; font-size: .84rem; font-weight: 600; margin-bottom: 10px; }
.contact-cta a {
  display: block;
  background: var(--navy-dark);
  color: var(--gold3);
  padding: 11px;
  border-radius: 2px;
  text-decoration: none;
  font-weight: 700;
  font-size: .95rem;
}
.contact-box-links { margin-top: 14px; display: flex; flex-direction: column; gap: 8px; }
.contact-box-links a {
  display: block;
  background: rgba(212,168,67,.1);
  border: 1px solid rgba(212,168,67,.3);
  color: var(--gold3);
  text-decoration: none;
  padding: 10px 14px;
  border-radius: 2px;
  font-size: .82rem;
  text-align: center;
  font-weight: 500;
  transition: background .2s;
}
.contact-box-links a:hover { background: rgba(212,168,67,.22); }

/* ── PROCESS STEPS ── */
.process-row {
  display: flex;
  gap: 0;
  margin-top: 48px;
  position: relative;
}
.process-row::before {
  content: '';
  position: absolute;
  top: 30px; left: 30px; right: 30px;
  height: 1px;
  background: rgba(212,168,67,.35);
}
.proc-step { flex: 1; text-align: center; position: relative; z-index: 1; }
.proc-num {
  width: 60px; height: 60px;
  border-radius: 50%;
  background: var(--navy-dark);
  border: 2px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.4rem;
  color: var(--gold3);
  font-weight: 700;
  margin: 0 auto 16px;
}
.section-dark .proc-step h4 { color: #ffffff; }
.section-dark .proc-step p { color: #a0b8d0; }
.proc-step h4 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1rem;
  color: var(--navy);
  font-weight: 700;
  margin-bottom: 6px;
}
.proc-step p { color: var(--muted); font-size: .8rem; line-height: 1.6; padding: 0 8px; }

/* ── WHY US ── */
.why-item { display: flex; gap: 16px; align-items: flex-start; margin-bottom: 26px; }
.why-num {
  width: 38px; height: 38px; border-radius: 50%;
  background: var(--gold); color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: .85rem; flex-shrink: 0;
}
.why-text h4 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.08rem;
  color: var(--navy);
  font-weight: 700;
  margin-bottom: 4px;
}
.why-text p { color: var(--muted); font-size: .87rem; line-height: 1.65; }

/* ── TESTIMONIALS ── */
.testi-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(290px, 1fr));
  gap: 20px;
  margin-top: 48px;
}
.testi-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 28px;
}
.testi-stars { color: var(--gold2); font-size: .95rem; margin-bottom: 12px; }
.testi-text { color: var(--muted2); font-size: .88rem; line-height: 1.75; font-style: italic; }
.testi-author { margin-top: 16px; font-weight: 700; color: var(--navy); font-size: .84rem; }
.testi-loc { color: var(--muted); font-size: .76rem; }

/* ── FAQ ── */
.faq-wrap { margin-top: 40px; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 3px;
  margin-bottom: 10px;
}
.faq-q {
  padding: 18px 22px;
  font-weight: 600;
  color: var(--navy);
  font-size: .92rem;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq-q span { color: var(--gold); font-size: 1.2rem; flex-shrink: 0; margin-left: 12px; }
.faq-a {
  padding: 0 22px 18px;
  color: var(--muted2);
  font-size: .88rem;
  line-height: 1.75;
}

/* ── CTA BANNER ── */
.cta-banner {
  background: linear-gradient(125deg, var(--navy-dark) 0%, #1a2d45 100%);
  padding: 80px 6%;
  text-align: center;
}
.cta-banner h2 {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(1.9rem, 3.5vw, 2.8rem);
  color: #ffffff;
  font-weight: 700;
  margin-bottom: 14px;
}
.cta-banner p { color: #a0b8d0; margin-bottom: 36px; font-size: 1rem; }
.cta-contacts {
  display: flex;
  gap: 28px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 32px;
}
.cta-contact-item {
  display: flex;
  align-items: center;
  gap: 9px;
  color: var(--gold3);
  font-size: .95rem;
  font-weight: 600;
}
.cta-contact-item a { color: inherit; text-decoration: none; }

/* ── PAGE HERO ── */
.page-hero {
  background: linear-gradient(125deg, var(--navy-dark) 0%, #16243a 100%);
  padding: 72px 6% 58px;
  position: relative;
}
.page-hero::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold3), var(--gold));
}
.breadcrumb {
  font-size: .74rem;
  color: #7a98b8;
  margin-bottom: 14px;
}
.breadcrumb a { color: var(--gold3); text-decoration: none; }
.page-hero h1 {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  color: #ffffff;
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 14px;
}
.page-hero h1 em { color: var(--gold3); font-style: normal; }
.page-hero p { color: #a0b8d0; font-size: 1rem; max-width: 680px; line-height: 1.8; }
.page-hero-btns { display: flex; gap: 14px; margin-top: 28px; flex-wrap: wrap; }

/* ── DARK FEATURE CARDS (inside .section-dark) ── */
.dark-card {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(212,168,67,.18);
  border-radius: 4px;
  padding: 26px;
}
.dark-card h3 {
  font-family: 'Cormorant Garamond', serif;
  color: var(--gold3);
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 10px;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(255,255,255,.07);
}
.dark-card p { color: #a0b8d0; font-size: .88rem; line-height: 1.75; }

/* ── ADVOCATE CARD ── */
.advocate-card {
  background: linear-gradient(135deg, var(--navy), #1a2d45);
  border-radius: 4px;
  padding: 40px;
  text-align: center;
}
.adv-avatar {
  width: 80px; height: 80px; border-radius: 50%;
  background: var(--gold);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Cormorant Garamond', serif;
  font-size: 2rem; color: #fff; font-weight: 700;
  margin: 0 auto 18px;
  border: 3px solid var(--gold3);
}
.advocate-card h3 {
  font-family: 'Cormorant Garamond', serif;
  color: var(--gold3);
  font-size: 1.4rem;
  font-weight: 700;
  margin-bottom: 4px;
}
.advocate-card .adv-title { color: #8daac8; font-size: .82rem; margin-bottom: 20px; }
.adv-detail {
  display: flex;
  align-items: center;
  gap: 9px;
  padding: 10px 0;
  border-top: 1px solid rgba(255,255,255,.07);
  color: #a0b8d0;
  font-size: .87rem;
  justify-content: center;
}
.adv-detail a { color: var(--gold3); text-decoration: none; font-weight: 500; }

/* ── FOOTER ── */
footer { background: var(--navy-dark); padding: 58px 6% 28px; }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 44px;
}
.footer-brand-name {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.4rem;
  color: var(--gold3);
  font-weight: 700;
}
.footer-brand p { margin-top: 12px; font-size: .83rem; color: #6a8aaa; line-height: 1.7; max-width: 300px; }
.footer-col h5 {
  font-size: .68rem;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 16px;
}
.footer-col a { display: block; color: #6a8aaa; text-decoration: none; font-size: .83rem; margin-bottom: 8px; transition: color .2s; }
.footer-col a:hover { color: var(--gold3); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.07);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  font-size: .74rem;
  color: #3d5570;
  flex-wrap: wrap;
  gap: 10px;
}
.disclaimer {
  border-top: 1px solid rgba(255,255,255,.05);
  padding-top: 16px;
  margin-top: 12px;
  font-size: .68rem;
  color: #3a5068;
  line-height: 1.65;
}

/* ── RESPONSIVE ── */
@media (max-width: 960px) {
  .two-col, .footer-grid { grid-template-columns: 1fr; }
  .three-col { grid-template-columns: 1fr 1fr; }
  .process-row { flex-direction: column; gap: 28px; }
  .process-row::before { display: none; }
  .hero-kpi { gap: 28px; }
}
@media (max-width: 640px) {
  .nav-links { display: none; }
  .three-col { grid-template-columns: 1fr; }
  .topbar-right { display: none; }
  .section { padding: 56px 5%; }
  .page-hero { padding: 52px 5% 44px; }
}